As part of the Expanding Choices project, UNFPA jointly with its implementing partner - Expert-Grup, developed an analysis on gender disparities that is based on the economic life cycle deficit in Moldova. Specifically, the study is using the National Transfer Accounts to better understand the economic impact of income and expenditures of women and men throughout their life and what role the work-life balance and family friendly policies are playing in this regard. This study provides economic evidence that underlines the importance of implementing such policies for reducing gender pay gap and overall gender disparities in Moldova.